Analysis Of Descartes s First Attempt - 981 Words

In his first attempt, Descartes attempts to use the metaphor of weight to explain the relation, such that we can apply weight in terms relating to the body and other times relating to the soul, and just as we have the innate notion that an immaterial force â€Å"pushes† weighted objects towards the earth, so too does the immaterial soul/mind act on the body . However, this explanation proves unsatisfactory both to the modern reader and to Elisabeth herself; as this analogy fails to bridge the gap as to how something immaterial can enter into a causal relationship with something that is distinctly material. Elizabeth agrees that the senses (and the passions) demonstrate that the soul can move the body, but that falls far short of determining the mechanism by which this can happen (without of course sacrificing the integrity of his immaterial/material substance divide.) In a second attempt (following Elisabeth’s dissatisfaction with the weight analogy) Descartes provides his most extensive response, explaining the three factors necessary for causal functioning, and tying them to the specific example of thought and action . This exposition is problematic for a number of reasons. Firstly, Jonathon Dennett notes Descartes’ switches between using soul as the core subject of investigation to using the word â€Å"thought† which is actually an entirely separate argument; while thoughts are a necessary part of the soul/mind, they are not sufficient to explain all the processes. Secondly, inShow MoreRelatedDescartes’ Cogito Argument Successfully Shows the Evil Demon Argument is Unsound888 Words   |  4 PagesDoes Descartes’ Cogito argument successfully show that the Evil Demon Argument is unsound? In this essay I will attempt to show that the philosopher, Renà ¨ Descartes’ Cogito Argument successfully proves the Evil Demon Argument to be unsound. By an analysis of the structure of the arguments and what they prove, I will show the evil demon argument to be unsound. An argument is unsound when the premises as false and the argument is invalid. This analysis of both structure and content will eventuateRead MoreThe Dream Inside Of A Dream By Christopher Nolan1683 Words   |  7 PagesFinal Paper: Descartes The possibility of having a dream inside of a dream is an idea that has been discussed far and wide. However, before Inception came out in 2010 by director Christopher Nolan, many people in the modern world may not have ever considered this idea. Nonetheless, this idea of â€Å"a dream inside a dream† has been around since 1640, when Rene Descartes published Meditations. In Inception, Christopher Nolan uses Descartes ideas to enhance the storyline of his film. In this paperRead MoreThe On First Philosophy By Rene Descartes1699 Words   |  7 PagesIn his work Meditations on First Philosophy, published in 1641, Renà © Descartes sets out to establish a set of indubitable truths for the sciences. He begins by discarding all of his beliefs, then works to rebuild his beliefs based on careful thought. Descartes clearly states this goal, saying in the First Meditation, â€Å"I will work my way up†¦ I will accomplish this by putting aside everything that admits of the least doubt† (I, 17). He is able to establish his own existence, but struggles to move beyondRead MoreThe Mind Body Problem, By Rene Descartes Essay1331 Words   |  6 PagesThe Mind-body problem dates back to Plato and was well received by the scholastic philosophers. However, it was Rene Descartes the famous French philosopher, mathematician, and scientist. The mind-body problem is not, of course, a single problem at all, but a large collection of problems which focuses upon the fundamental issue of reality and knowledge in so far as such analysis may clarify the relationship between the mind and body, and the intelligibility of any alleged relationship between themRead MoreThe Egyptian And Babylonian Mathematicians1257 Words   |  6 Pagessolving a cubic equation. The noteworthy mathematicians and their contributions to the solution and their understanding of the cubic equation is included. Also included is an example of a cubic equation solved using Descartes’ Factor Theorem. Index Terms—complex number, cubic equation, Descartes, Riehmen Sphere, Tartaglia Introduction Building on the successes of their ancient predecessors the mathematicians of the European Renaissance searched for an algebraic solution to the cubic equation. The ancientRead MoreExploring the Different Theories Involved in the Mind and Body Problem1654 Words   |  7 PagesExploring the Different Theories Involved in the Mind and Body Problem I will attempt to do this by firstly defining what the mind and body is secondly discussing what the mind and body problem is. Thirdly discussing the existing approaches to the problem and finally discussing the strengths and weaknesses of the approaches. The body is that which we perceive ourselves to be with our senses. It usually includes arms, legs a head and so on. The mind is that whichRead More Nelson on Descartess Theory of Perception and Judgment3058 Words   |  13 PagesNelson on Descartes?s Theory of Perception and Judgment ABSTRACT: One tension in Descartes?s account of human error stems from the idea that we may be faulted for our acts of will, despite the fact that God is our omnipotent and omniscient creator. In the present essay, I describe a second tension in Descartes?s account of human error. After describing the tension, I consider Alan Nelson?s characterization of the means by which Descartes?s intended to relieve it. Although Nelsons interpretationRead MoreAnalysis Of Descartes Meditations On First Philosophy Essay1758 Words   |  8 Pages The Role of God in Descartes’ Meditations on First Philosophy In his work Meditations on First Philosophy, published in 1641, Renà © Descartes sets out to establish a set of indubitable truths for the sciences. He begins by discarding all of his beliefs, then works to rebuild his beliefs based on careful thought. Descartes clearly states this goal, saying in the First Meditation, â€Å"I will work my way up†¦ I will accomplish this by putting aside everything that admits of the least doubt† (I, 17). HeRead MoreUsing Material From Smart And Armstrong1378 Words   |  6 PagesIn order to answer this question on an ad hoc basis I will attempt first, explain what â€Å"Mental states are identical to physical brain states† means in philosophical context. Second, I will explain the motivations of the type-identity thesis (Occam s Razor, and explanation of the casual efficiency of mental states) using material from Smart and Armstrong. Third, I will go onto examining type-identity thesis merits (how it solves Descartes problem of mind and body and how it allows us to derive theRead MoreEssay on The Philosophy of Cognitive Science2158 Words   |  9 Pagesdualism and the referred-to problem has been insistently discussed in the philosophical tradition and several solutions have been proposed. Such solutions are properly philosophical or require a scientific approach. First, I will expound the philosophical solution to the MBP proposed by Descartes, to be followed by an exposition of Ryles criticisms to the solution. Second, from Ryles criticism, I will deduce a scientific solution to the MBP related to the neural framework model of mind in cognitive science

Corporate Social Responsibility Essay - 3287 Words

It is obvious that people have become more conscious of the ethical and social responsibilities of business over recent decades, suggesting that the modern businesspeople should not only consider about profitability but also extent to what they can contribute to the whole society. A quote by Anita Roddick generally demonstrates the spirit of being ethically and socially responsible: â€Å"The business of business should not be about money. It should be about responsibility. It should be about public good, not private greed.† With the increasing significance of the harmonization of society, the view about whether businesses should be responsible for both ethics and society has been sparked off a heated discussion. From some people’s perspective,†¦show more content†¦Garriga and Mele later summarized four categories to be socially responsible, which are instrumental, political, integrative and ethical theories (Ismail, 2009; p200). Generally speaking, the distinc tion between ethic responsibilities and CSR is that, the former aims at evaluating an individual’s or a work group’s decisions, while CSR concerns about the activities of the whole business (Ferrell et al, 2013; p30). Some people tend to believe that since the ethical responsibilities of an organization are only reflected by individuals or a group of people rather than the performance of entire business, it would not have much significant impact on the organization directly when it does not attach much importance on ethical responsibilities. Here is an associated example of a corporation being lack of ethical accountable. According to Singer (1999; online), in 1994, six African-Americans workers of Texaco claimed that they were racially discriminated by Texaco for being not promoted at an equivalent rate as the equally qualified Caucasian staff and paid less when coping with an equivalent works and responsibilities as those employees. Texaco had beenShow MoreRelatedCorporate Social Responsibility : Corporate Responsibility773 Words   |  4 PagesCorporate social responsibility may also be referred to as corporate citizenship and can involve spending finances that do not directly benefit the comp any but rather advocate positive social and environmental change. The soul in the next economy forum presentation made it evident that achieving corporate social responsibly in a company can reap major benefits in terms of finances, more inspiring workplace and customer satisfaction. In the past, companies mistakenly thought that corporate socialRead MoreCorporate Social Responsibility1990 Words   |  8 PagesCorporate social responsibility is becoming a key initiative and an essential tool in the growth of multinational corporations and the development of third world countries throughout the globe. The two concepts can work hand in hand to provide benefits for all; however difficulties in regulating and implementing corporate social responsibility need to be overcome before effective changes can be made. Definitions of corporate social responsibility can be somewhat varied depending on the perceptionRead MoreCorporate Social Responsibility1904 Words   |  8 PagesCorporate Social Responsibility The different aspects of corporate social responsibility (CSR) have been the topic of considerable debate since the last decades of the twentieth century. Main factor for the increased interest on the part of stakeholders in this topic are the increased public awareness and interest in the corporate social responsibility following the Information Revolution. This essay will assess the dangers and benefits of the business ethics for most of the stakeholders – employeesRead MoreCorporate Social Responsibility : Corporate Responsibility2819 Words   |  12 PagesIntroduction For the past years, corporate social responsibility also referred, as corporate conscience has been a respected subject for discussion. Corporate social responsibility, unquestionably, contains more viewpoint than simply worried about the ecological impacts of associations. It came in people groups mind at the later 1880, time of essential modern advancement that associations ought to think about the thought of social obligation. Associations that are near to social obligation issues got toRead MoreCorporate Social Responsibilities2100 Words   |  9 PagesSustainability requires monitoring and managing all the person to ensure that our economy and society can continue to exist without destroying the social and natural environment during development. The sustainability includes three pillars, which are economic, social and environment, forming a triple bottom line. The triple bottom line demands that a company s responsibility lies with stakeholder rather than shareholder. The stake holder is a party who can be affected or affect by the action of the company suchRead MoreCorporate Social Responsibility15903 Words   |  64 PagesCORPORATE SOCIAL RESPONSIBILITY (CSR) is a term describing a company’s obligation to be accountable to all of its stakeholder in all its operation and activities. Socially responsible companies consider the full scope of their impact on communities and the environment when making decisions, balancing the needs of stakeholder with their need to make profit. A company’s stakeholders are all those who are influenced by and can influence a company’s decisions and action, both locally and globally. BusinessRead MoreCorporate Social Responsibility3253 Words   |  14 PagesLiving Dangerously in Two Worlds In my paper I will be discussing the topics related to corporate social responsibility. Corporate social responsibility (CSR, also called corporate responsibility, corporate citizenship, and responsible business) is a concept whereby organizations consider the interests of society by taking responsibility for the impact of their activities on customers, suppliers, employees, shareholders, communities and other stakeholders, as well as the environment. This obligationRead MoreCorporate Social Responsibility : Corporate Responsibility2819 Words   |  12 PagesIntroduction For the past years, corporate social responsibility also referred, as corporate conscience has been a respected subject for discussion. Corporate social responsibility, unquestionably, contains more viewpoint than simply worried about the ecological impacts of associations. It came in people groups mind at the later 1880, time of essential modern advancement that associations ought to think about the thought of social obligation. Associations that are near to social obligation issues got toRead MoreCorporate Social Responsibility : Corporate Responsibility2818 Words   |  12 PagesFor the past years, corporate social responsibility also referred, as corporate conscience has been a respected subject for discussion. Corporate social responsibility, unquestionably, contains more viewpoint than simply worried about the ecological impacts of associations. It came in people groups mind at the later 1880, time of essential modern advancement that associations ought to think about the thou ght of social obligation. Associations that are near to social obligation issues got to be worryRead MoreCorporate Responsibility And Corporate Social Responsibility Essay1867 Words   |  8 PagesStevan Jakovljevic Professor Laud MGT 3550 Values, Ethics and Sustainability 10/18/16 Chapter 3: Define corporate responsibility (CSR). Describe the benefits. Why do some executives support CSR while others find it troublesome and argue against it? Corporate social responsibility is what a company uses to self-regulate itself and refers to business practices involving initiatives that benefit society. A business’s CSR can encompass a wide variety of tactics, from giving away a portion of a company’s

Grahmin Bhandar Yojana Free Essays

string(224) " of allied facilities like boundary wall, internal road, platform, internal drainage system, weighing, grading, packaging, quality certification, warehousing facilities which are functionally required to operate the godown\." janaREVISED OPERATIONAL GUIDELINES GRAMIN BHANDARAN YOJANA (Effective from 26. 06. 2008) 1. We will write a custom essay sample on Grahmin Bhandar Yojana or any similar topic only for you Order Now BACKGROUND It is well known that the small farmers do not have the economic strength to retain the produce with them till the market prices are favourable. There has been a felt need in the country to provide the farming community with facilities for scientific storage so that wastage and produce deterioration are avoided and also to enable it to meet its credit requirement without being compelled to sell the produce at a time when the prices are low. A network of rural godowns will enable small farmers to enhance their holding capacity in order to sell their produce at remunerative prices and avoid distress sales. Accordingly, Grameen Bhandaran Yojana, a Capital Investment Subsidy Scheme for Construction / Renovation of Rural Godowns was introduced in 2001-2002 and extended upto 31. 03. 007. The Scheme has now been approved for implementation during the years 2007–12, with modifications in its operational guidelines for new projects to be sanctioned after 26 /06 /2008. Accordingly, revised operational guidelines of the scheme are applicable for new projects sanctioned on or after 26 /06 /2008 to 31. 03. 2012. 2. OBJECTIVES The main objectives of the scheme include creation of scientific storage capacity with allied facilities in rural areas to meet the requirements of farmers for storing farm produce, processed farm produce and agricultural inputs; promotion of grading, standardization and quality control of agricultural produce to improve their marketability; prevention of distress sale immediately after harvest by providing the facility of pledge financing and marketing credit; strengthen agricultural marketing infrastructure in the country by paving the way for the introduction of a national system of warehouse receipts in respect of agricultural commodities stored in such godowns and to reverse the declining trend of investment in agriculture sector by encouraging private and cooperative sectors to invest in the creation of storage infrastructure in the country. 3. SALIENT FEATURES Eligible Organizations i) The project for construction of rural godowns can be taken up by individuals, farmers, Group of farmers/growers, Partnership/ Proprietary firms, Non-Government Organizations (NGO’s), Self Help Groups (SHGs), Companies, Corporations, Co-operatives, Local Bodies other than Municipal Corporations, Federations, Agricultural Produce Marketing Committees, Marketing Boards and Agro Processing Corporations in the entire country. Assistance for renovation of rural godowns will, however, be restricted to godowns constructed by cooperatives only. Location ii) Under the scheme, the entrepreneur will be free to construct godown at any place, as per his/her commercial judgment except for the restriction that it would be outside the limits of Municipal Corporation area. Rural godowns constructed in the Food Parks promoted by the Ministry of Food Processing Industries shall also be eligible under the scheme for assistance. Size iii) Capacity of a godown shall be decided by an entrepreneur. However, subsidy under the scheme shall be restricted to a minimum capacity of 100 tonnes and maximum capacity of 10,000 tonnes. No maximum ceiling on subsidy in the case of projects of rural godowns of Cooperatives assisted by NCDC. v) Rural godowns of smaller size upto 50 tonnes capacity will also be eligible for subsidy under the scheme as a special case based on viability analysis depending on the topography/special requirement of the State/Region. In hilly areas*, rural godowns of smaller size upto 25 tonnes capacity will also be eligible f or subsidy. For this, NABARD will issue appropriate guidelines. *where the project site is located at a height of more than 1000 meters above mean sea level. Conditions for Scientific Storage v) Godowns built under the scheme shall be structurally sound on account of engineering considerations and functionally suitable to store the agricultural produce. The general conditions for scientific construction will be as follows: a) The construction of godown shall be as per Central Public Works Department/State Public Works Department specifications or any other standard specifications laid down in this behalf. The godown shall be properly ventilated, shall have well fitted doors, windows and ventilators and shall be waterproof (control of moisture from floor, walls and roof etc. ) b) c) jali). The godown structure shall have protection from rodents. The godown shall have protection from birds (windows / ventilators with d) The openings of godown such as doors, windows etc. shall be designed in such a manner that the godown can be sealed for effective fumigation etc. ) The godown complex shall have an easy approach road, pucca internal roads, proper drainage, arrangements for effective control against fire and theft and also have arrangements for easy loading and unloading of stocks. vi) The entrepreneur may obtain a license to operate th e godown, if so required by the concerned State Government, under the State Warehousing Act or any other relevant laws. All Rural Godowns to be constructed under the Scheme in future, should be confirming to the technical specifications relating to the implementation of the Negotiable Warehouse Receipt System (NWRS). The rural godowns of 1000 tones capacity and more shall be considered as eligible for assistance under the Scheme, only on giving an undertaking alongwith the application that they would be implementing the Negotiable Warehouse Receipt System. DMI in consultation with the Department of Food and Public Distribution and NABARD shall modify godown specifications to meet the requirements of implementation of Negotiable Warehouse Receipt System and NABARD shall ensure that these specifications are in-built in the eligibility criteria for giving subsidy to the rural godowns of any size under the Scheme. Credit Linked Assistance vii) Subsidy under the scheme is linked to institutional credit and will be available to only such projects as are financed by Commercial Banks, Regional Rural Banks, State Cooperative Banks (SCBs), State Co-operative Agricultural and Rural Development Bank (SCARDBs), Agricultural Development Finance Companies (ADFCs), North Eastern Development Finance Corporation (NEDFI), Urban Cooperative Banks etc. Loan to the entrepreneurs from banks for the construction of godowns would carry an adequate long-term repayment period. viii) Assistance under the scheme shall be available on capital cost of construction of godown including the cost of allied facilities like boundary wall, internal road, platform, internal drainage system, weighing, grading, packaging, quality certification, warehousing facilities which are functionally required to operate the godown. You read "Grahmin Bhandar Yojana" in category "Essay examples" Pledge Loan Facility ix) The farmers keeping their produce in the godowns shall be eligible to avail pledge loan on hypothecation of their produce. The terms and conditions governing pledge loans viz. margin, rate of interest, period of pledge, amount etc. ill be as per the guidelines issued by RBI/NABARD and as per normal banking practices followed by the financial institutions. Training x) A general awareness programme on the scheme for the farmers and a training program me for the entrepreneurs for construction, maintenance and operation of rural godowns will be organized by the National Institute for Agricultural Marketing, Jaipur (NIAM) and other National/State level Institutions. Implementation Period xi) Implementation of the scheme shall be continued beyond 31. 03. 2007 upto 31. 03. 2012. xii) The modified scheme will be applicable to all new projects for construction / renovation of rural godowns in respect of which loans are sanctioned on or after 26/06/2008 upto 31/3/2012. Nodal Agency xiii) The scheme shall be implemented by the Directorate of Marketing and Inspection (DMI), an Attached Office of Department of Agriculture Cooperation. A list of Regional/ Sub Offices of DMI is enclosed at Annexure-VI. Target xiv) Under the Modified Scheme, creation of new 85 lakh tonnes and renovation of 5 lakh tonnes of rural storage capacity is targeted. (Total 90 Lakh M. T. ) xv) The sanction of projects in a State would be restricted to a maximum of 18 lakh tonnes (20% of the total capacity of 90 lakh tonnes envisaged during the XI Plan), but in specific circumstances the unused quota of a State can be diverted to another State by a conscious decision taken by a Committee to be constituted in the Ministry of Agriculture for this purpose. vi) 5 lakh tonnes would be reserved for small farmers and 5 lakh tonnes for cooperatives during the XI Plan but a conscious decision for diverting this reserved quota to other categories can be taken by the Committee to be constit uted in the Ministry as stated above Insurance xvii) It will be the responsibility of the owner of the godown to have the insurance for the godown. Subsidy xviii) Rate of subsidy shall be:(a) 33. 33% of the capital cost of the project in case of projects located in North – Eastern States, hilly areas and those belonging to Women Farmers/ their self help groups / co-operatives and SC/ST entrepreneurs their self-help groups/ Co-operatives subject to a maximum ceiling on subsidy of Rs. 62. 50 lakh. No aximum ceiling on subsidy in the case of cooperatives assisted by NCDC; (b) 25% of the capital cost of the project to all categories of farmers (Other than Women Farmers), agriculture graduates, cooperatives and State/ Central Warehousing Corporations subject to a maximum ceiling on subsidy of Rs. 46. 87 lakh. No maximum ceiling on subsidy in the case of cooperatives assisted by NCDC; (c) 15% of the capital cost of the project to all other categories of individuals, companies cor porations etc. , subject to a maximum ceiling on subsidy of Rs. 28. 12 lakh; and d) 25% of the capital cost of the project for renovation of godowns of cooperatives with assistance from NCDC. ix) Capital cost of the project for the purpose of subsidy under the scheme shall be calculated as follows: a) For godowns up to 1000 tonnes capacity – Project cost as appraised by financing Bank or actual cost or Rs 2500/- per tonne of storage capacity, whichever is lower; b) For godowns exceeding 1000 tonnes capacity – Project cost as appraised by Bank or actual cost or Rs 1875/- per tonne of storage capacity, whichever is lower. However, for godowns exceeding 10,000 tonnes capacity, the subsidy would be restricted to that admissible for capacity of 10,000 tonnes only, subject to the relaxations made under para 3 (xviii) above for projects of the cooperatives; c) For renovation of godowns by cooperatives with assistance from NCDC – project cost as appraised by Bank / NCDC or actual cost or Rs. 625/per tonne of storage capacity, whichever is lower. xx) No beneficiary shall draw subsidy for the godown project or any of its component from more than one source. xi) The capacity of godown shall be calculated @ 0. 4 M. T. per cu. mtr. Release of Subsidy xxii) Subsidy for the projects under the scheme shall be released through NABARD for projects financed by Commercial, Cooperative and Regional Rural Banks, ADFCs, SCBs, SCARDBs, NEDFI and scheduled PUCBs and other institutions eligible for refinance from NABARD and through NCDC for projects financed by NCDC or by Cooperative Banks in accordance with its eligibility guidelines. Adjustment of subsidy in Borrower’s Account xxiii) The subsidy released to the bank / NCDC for an individual project will be kept in a separate borrower-wise account. The adjustment of subsidy will be ack ended. Accordingly, the full project cost including the subsidy amount, but excluding the margin money contribution from th e beneficiary, would be disbursed as loan by the banks. The repayment schedule will be drawn on the loan amount in such a way that the total subsidy amount is adjusted after full bank loan component net of subsidy with interest is liquidated but not before 5 years from the date of disbursement of first instalment of loan. No interest chargeable on subsidy portion xxiv) The subsidy admissible to the promoter under the scheme will be kept in the Subsidy Reserve Fund Account (Borrower-wise) in the books of the financing banks. No interest would be charged on this by the Bank. In view of this, for purposes of charging interest on the loan component, the subsidy amount should be excluded. The balance lying to the credit of the subsidy reserve fund account will not form part of demand and time liabilities for the purpose of SLR/CRR. 4. A. INSTITUTIONAL LENDING Eligible Financing Institutions The eligible financing institutions under the scheme are:i) Commercial Banks, Regional Rural Banks (RRBs), State Cooperative Banks (SCBs), State Co-operative Agricultural and Rural Development Banks (SCARDBs), Agricultural Development Finance Companies (ADFCs), Scheduled Urban Coop. Banks, North Eastern Development Finance Corporation (NEDFI), and such other institutions eligible for refinance by NABARD. ii) NCDC and Cooperative Banks recognized by NCDC in accordance with its eligibility guidelines. B. Term Loan i) Minimum 50% of the project cost (46. 67% in case of NE States, hilly areas, Women Farmers/ their self help groups / co-operatives and SC/ST entrepreneurs their self-help groups/ Co-operatives ) is to be raised as term loan from the financing banks. As the subsidy is back-ended, eligible amount of subsidy would be initially allowed as term loan to the beneficiary. The repayment schedule will be drawn on the total loan amount (including subsidy). The subsidy amount will be adjusted after liquidation of bank loan (net of subsidy) but not before 5 years from the date of disbursement of first instalment of term loan. ii) Depending upon the cash flow, the term loan would carry an adequate long term repayment period, not less than 5 years including a grace period of one year. iii) Rate of interest to borrowers on term loan shall be as per RBI guidelines. Interest will be chargeable from the date of the first disbursement of loan. iv) The financial institution may undertaking business by entrepreneurs. also provide working capital separately for v) NCDC may follow its own norms for period of term loan, its moratorium, interest rate etc. 5. PATTERN OF ASSISTANCE repayment, i) FOR PROJECTS FOR WHICH SUBSIDY ROUTED THROUGH NABARD Pattern of funding Projects located in States/ areas other Projects located in NE than NE States/ hilly areas, and States/ hilly areas**/ projects not belonging to women projects belonging farmers/ SC/ ST entrepreneurs to Women their self-help groups/ Farmers***/ SC/ST entrepreneurs cooperatives their self help groups/ Co-operatives**** of Farmers@, Individuals, Agriculture Companies Graduates, and Cooperatives and Corporations State / Central etc. Warehousing Corporations. 25% 25% 20% Source finance Owner’s minimum contribution* Subsidy from the Govt. Term loan from eligible Financing institutions (Minimum) @ 25% 15% 33. 33% 50% 50% 46. 67% Farmer is a person whose main source of income is from Agriculture. * Cost of land not exceeding 10% of the project cost can form part of the owner’s contribution. ** Where the project site is located at a height of more than 1000 meters above mean sea level. *** In case of partnership/ co-ownership, the ownership of women partners/ members shall be to the extent of 50% or more in the project to consider an application under the category of women farmer. **** SC/ST Cooperative to be certified by the concerned officer of the State Government. Mode of release a) Advance subsidy: 50% of the subsidy amount will be released to NABARD by Deptt of Agriculture and Cooperation in advance. Accordingly NABARD would release subsidy to participating banks in advance for keeping the same in the Subsidy Reserve Fund Account of the concerned borrower. This amount of 50% advance subsidy would be released by NABARD to the participating banks on submission of a project profile-cum-claim form (Annexure-I). b) Final subsidy : The remaining 50% of the subsidy amount would be disbursed to the participating bank(s) by NABARD after conduct of an inspection by a Joint Inspection Committee comprising of officers from NABARD, participating bank and Directorate of Marketing Inspection (DMI) in the concerned State. ii) FOR PROJECTS FOR WHICH SUBSIDY ROUTED THROUGH NCDC Pattern of funding For Cooperatives located in the States/ areas other than NE States/ hilly areas, and projects not belonging to women farmers/ SC/ ST entrepreneurs their self-help groups/ cooperatives From NCDC to State Govt. society Term loan Term loan – 65% Subsidy – 25% From State Govt. to society Term loan Share Capital Subsidy Society share – 50% 15% 25% 10% For Cooperatives located in NE States/ hilly areas/ projects belonging to Women Farmers/ SC/ST entrepreneurs their self-help groups/ Co-operatives From NCDC to State Govt. society Term loan – 56. 67% Subsidy – 33. 33% From State Govt. to society Term loan Share Capital Subsidy Society share 50. 00% 06. 67% 33. 33% 10. 00% Through Cooperative Banks / directly to Cooperative Societies S. No. Source of Finance Cooperatives located in the States/ areas other than NE States/ Hilly areas and cooperatives not belonging to women farmers/ SCs/ STs/ their self-help groups Cooperatives located in NE States/ Hilly areas* and for Women Farmers/ their self help groups / co-operatives and SC/ST entrepreneurs their Co-operatives i) Promoter’s contribution (Minimum)** Subsidy from the Govt Term loan (Minimum) 25% 25% 50% 20% 33. 33% 46. 67% ii) iii) * Where the project site is located at a height of more than 1000 meters above mean sea level . ** Cost of land not exceeding 10% of the project cost can form part of the owner’s contribution. Mode of release a) 50% of subsidy amount shall be released on approval and acquisition of land and balance 50% of subsidy amount shall be provided after godown has reached roof level. b) 100% of subsidy amount shall be released in case of renovation of godowns after work of repair and renovation is taken up. c) The subsidy provided as interest free loan shall be adjusted only after construction of godown has been completed to the satisfaction of NCDC. 6. PLEDGE LOAN The farmers keeping their produce in the godowns shall be eligible to avail on hypothecation of produce upto 75% of the value of produce pledged subject to a ceiling of Rs. 5 lakh per borrower. Such loan shall be for a period of upto 12 months. The rate of interest on such loans shall be as per RBI guidelines. The banking institutions shall accept the godown receipts on its being duly endorsed and delivered to bank for pledge loan against hypothecation of produce as per RBI guidelines. The pledge loan advance under Grameen Bhandaran Yojana will qualify under ‘Direct Agriculture – priority sector lending’. 7. TIME LIMIT FOR COMPLETION A time limit of 15 months is prescribed for completion of the project from the date of disbursal of first instalment of loan. However, if reasons for delay are justified, a further grace period upto 6 months may be allowed by the participating bank. If the project is not completed within stipulated period, the benefit of subsidy shall not be available and advance subsidy has to be refunded forthwith 8. REFINANCE ASSISTANCE FROM NABARD For Construction of Rural Godowns For construction of rural godowns, NABARD would provide refinance, if required by commercial bank / RRBs/ ADFCs / SCBs/ SCARDBs and such other eligible institutions @ 90% of the amount financed by them as term loan. However, quantum of refinance is 95% in case of SCARDBs in North Eastern Region. The quantum of refinance from NABARD could vary from time to time. Rate of interest on refinance will be as decided by NABARD from time to time. For Pledge Loan For Pledge Loan, NABARD will also provide refinance to Cooperative Banks as per NABARD’s norms which are as under: i) Facility of pledge finance is extended to all cultivators whether they be the borrowing members of PACS or not and the DCCBs are permitted to directly finance individual cultivators on the strength of the pledge; ii) Quantum of pledge loan will be upto 75% of value of actual produce pledged subject to a ceiling of Rs. 5 lakh per borrower; iii) The period of pledge loan is upto 12 months; iv) Farmers are given freedom to take back their produce once the pledge loan is repaid; and v) Rate of interest on re-finance against pledge loan will be as NABARD from time to time. 9. PUBLICITY AND TRAINING decided by The general awareness programme on the scheme for the farmers and the training programme for the entrepreneur for construction, maintenance and operation of rural godown will be organised by the National Institute for Agriculture Marketing, Jaipur in collaboration with other institutions like BIRD, TOPIC etc. 10. OTHER CONDITIONS i) ii) iii) iv) v) Rural godowns may be treated as infrastructure for financing. The participating banks / NCDC / NABARD, etc. , will adhere to their own norms for appraisal of projects. A signboard at the site â€Å"Assisted under Gramin Bhandaran Yojana of Ministry of Agriculture, Government of India† will be exhibited. Govt. ’s interpretation of various terms will be final. Besides Joint Inspection Committee (JIC) inspection, pre post completion inspections of the project may be undertaken to verify physical, financial and operational progress, as and when required. Govt. reserves the right to modify, add and delete any term and condition without assigning any reason. vi) 11. PROCEDURE TO BE FOLLOWED FOR SANCTIONING OF PROJECT AND RELEASE OF SUBSIDY Projects financed through Banks i) Promoter will submit the project proposal for term loan and subsidy to Bank on application form as prescribed by the concerned Bank along with project report and other documents for appraisal and sanction of loan. A copy of the proposal shall also be endorsed by the promoter to Sub Office/ Regional Office of DMI as per list at Annexure VI. i) Bank after appraisal and sanctioning of project and disbursal of first instalment of loan will furnish a brief project profile-cum-claim form for advance subsidy in the prescribed form given at Annexure-I along with a copy of bankâ₠¬â„¢s sanction letter to RO, NABARD with a copy to the Sub Office/ Regional Office of DMI as per list at Annexure VI. iii) NABARD on receipt of project profile-cum-claim form from the participating bank, will sanction and release 50% advance subsidy to the participating bank for keeping the same in the Subsidy Reserve Fund Account (Borrower-wise). NABARD will forward a copy of claim form as indicated in Annexure I to the Head Office of DMI project-wise for replenishment or adjustment against advance subsidy provided by DMI to NABARD. The release of subsidy by NABARD will be subject to availability of funds from DMI. v) When the project is complete, the promoter will inform the bank which will initiate action for an inspection by a Joint Inspection Committee consisting of officials from bank, NABARD and DMI to ensure that the rural godown conforms to approved technical financial parameters However, for rural godowns of upto 1000 MTs capacity, the Ministry of Agriculture will consult NABARD and subject to their willingness, the present system of having three members Committee would be continued, otherwise the Joint Inspection Committee for Rural Godowns of upto 1000 MT capacity, will be downsized to only two officials, one from the bank concerned and the other one from the DMI. v) The Joint Inspection Committee shall consult the Head of the Gram Panchayat / Member of concerned Local Body before making recommendations for release of final subsidy for each project. vi) After inspection is conducted, the bank will submit the claim form for final subsidy in the prescribed format given at Annexure II to NABARD, in triplicate, with a copy to Regional Office/Sub-Office, DMI. The inspection report of Joint Inspection Committee and completion certificate should invariably be enclosed with claim form for final subsidy. NABARD shall release the final subsidy to banks which will be replenished by DMI or adjusted against the subsidy amount provided to NABARD in advance. Projects financed through NCDC i) NCDC shall provide assistance to the cooperatives for construction / renovation of godowns. ii) The cooperative societies shall formulate proposals in the format prescribed by NCDC and shall submit to RCS/State Govt. or directly to NCDC. iii) The RCS/State Govt. shall examine the proposal and shall recommend to NCDC for consideration. iv) NCDC shall communicate its sanction to the State Govt. nd a sanction shall be issued by the State Govt. to the societies. counter v) The pattern of funding, interest rates, mode of release of sanctioned assistance shall be as per NCDC’s norms and policies as circulated from time to time. vi) The State Govt. shall period ically furnish progress report to the NCDC and NCDC shall furnish the same to DMI. vii) DMI shall release advance subsidy for parking in NCDC’s project-wise subsidy shall be adjusted / replenished by DMI. viii) NCDC shall furnish utilisation certificate to DMI. account. The ix) NCDC and DMI may undertake inspection of godowns to verify the utilization on a random basis. 12. MONITORING ) The monitoring of each project shall be done by DMI through its Regional/ Sub-Offices and review will be done on monthly basis with NABARD/NCDC. ii) As mentioned in para 11(iv), a Joint Inspection Committee consisting of officials from NABARD, NCDC, participating bank(s), as the case may be, and DMI would inspect the project within the overall scope of the operational guidelines of the scheme and would submit its report in the format at Annexure-V which should be enclosed with Annexure II. For this purpose, the promoters/participating banks/NABARD/DMI will initiate necessary action to get the inspection conducted on the project site by the Joint Inspection Committee as soon as the project is completed, so as to avoid any delay in release / adjustment of subsidy. ii) After crediting the final instalment of subsidy in the reserve fund of the borrower, a utilization certificate as per Annexure III is required to be submitted by the participating bank to NABARD/ NCDC as the case may be to the effect that amount of subsidy received by them has been fully utilized/adjusted in the books of account under the sanctioned terms and conditions of the project, within the overall guidelines of the scheme. iv) The progress report of the scheme as per format at Annexure – IV shall be sent by NABARD / NCDC directly to the Head Office of DMI on monthly basis. *** Annexure –I FORMAT FOR PROJECT PROFILE -CUM -CLAIM FORM FOR CLAIMING 50% ADVANCE SUBSIDY/REFINANCE (TO BE SUBMITTED BY BANK IN TRIPLICATE TO NABARD WITH A COPY TO DMI) To (1) (2) Regional Office, NABARD Regional/ Sub-office, (nearest, as per addresses enclosed) Directorate of Marketing Inspection, CAPITAL INVESTMENT SUBSIDY SCHEME FOR CONSTRUCTION/ RENOVATION OF RURAL GODOWN. PART- I (For use by Bank) 1. i) Name address of project including Tehsil/Taluka/District ii) Whether located in NE States/Hilly areas i. e. , above 1000 MSL i) Name and address of promoter. ii) whether belongs to SC/ST / their cooperative, if yes, specify : iii) whether farmer*/agriculture graduate/SWC/CWC/Cooperative a) If farmer, whether a small farmer** iv) whether individual/company/corporation/others 2. * farmer is a person whose main source of income is from Agriculture. * Small farmer is a person having less than 2. 5 acres of irrigated land or 5 acres of dry land. 3. Entitlement of subsidy (15%/25%/33. 33%) 4. 5. 6. Name address of financing bank Date of receipt of proposal/application. a) b) c) Amount of loan sanctioned Date of sanction of loan Date of disbursement of first i nstalment 7. Itemwise financial projections As per project appraised report i) Land ii) Godown (Rs) by bank (Rs. ) As iii) Allied facilities a) Boundary wall b) Internal road c) Others (to be specified) Total outlay : 8. Means of finance As per project As appraised report †¢ (Rs) by bank (Rs. †¢ †¢ Promoters contribution Bank loan Any other source Total: 9. ) ii) iii) Capacity of godown: New unit to be created Existing unit, if any Renovation of Cooperative godowns Rate of interest ( to be charged) % No. of chambers Size Capacity (cu. mtrs) (in tones) 10. 11. Brief coverage on technical feasibility and financial viability. 12. Other relevant information including as to whether the godown would be for self use/to be leased out to private or Govt. agencies/to store farmers produce on rent and commodity to be stored. The project has been appraised and found to be technically feasible and financially viable. We intend/do not intend to avail of refinance from NABARD. The r efinance amount is Rs. _____________(if to be availed). An amount of Rs. ________(Rupees__________________________) being the 50% of the eligible amount of subsidy may please be released in respect of the project for crediting to the â€Å"Subsidy Reserve Fund Account – Borrower-wise†. We note that a time limit of 15 months is stipulated for completion of the project from the date of disbursal of first instalment of loan. If reasons for delay in completion of the project are justified, a maximum grace period of up to 6 months may be allowed for completion of project. We also note that the advance subsidy has to be refunded forthwith if the project is not completed within the above stipulated period and as per the broad parameters of the scheme. It is further noted that in case of any delay in refund of subsidy, the participating bank/beneficiary will be liable for payment of penal interest. It is also confirmed that the project does not fall within a Municipal Corporation area. 13. 14. 15. Place : Date: Enclosures – (___________________) Seal and signature of the Authorised signatory of Bank 1) Project report 2) Land documents 3) Loan sanction letter issued by competent authority 4) Brief coverage on technical feasibility financial viability 5) Proof of category 6) Affidavit of the beneficiary that he has not availed/shall not avail subsidy for the project from any other source. PART-II (For use of RO, NABARD) (A) For use by RO, NABARD Advance subsidy The claim of advance subsidy of Rs. ______________ is forwarded herewith for release of the same. Date: signatory, Regional Office, NABARD. B) For use by NABARD Scheme Code State Code District Code Project Code Bank Code (_______________) Authorized An amount of Rs. ______________ is released as advance subsidy on ___________(name of the bank) vide subsidy disbursement advise no. ________________(copy enclosed). Th is amount may please be replenished/adjusted by DMI. Date: (_______________) Authorized signatory, Head Office, NABARD. (C ) For use by HO, DMI An amount of Rs. _________________as advance subsidy against above mentioned claim is hereby released/replenished to NABARD vide D. D No. __________________dated _______________________drawn on ______________(Bank) Date: (_______________) Authorized signatory, Head Office, DMI Annexure – II FORMAT FOR CLAIMING FINAL INSTALMENT OF SUBSIDY (To be submitted by Bank in triplicate to NABARD with a copy to DMI) To (2) (1) The Regional Office, NABARD/ Regional/ Sub-office, (Nearest, as per addresses enclosed) Directorate of Marketing Inspection, CAPITAL INVESTMENT SUBSIDY SCHEME FOR CONSTRUCTION / RENOVATION OF RURAL GODOWN. (For use by Bank) 1. i) Name address of project including Tehsil/Taluka/District ii) Whether located in NE States/Hilly areas i. e. above 1000 MSL 2. i) Name and address of promoter. ii) whether belongs to SC/ST / their cooperative, if yes, specify : iii) whether farmer*/agriculture graduate/SWC/CWC/Cooperative a) If farmer, whether a small farmer** iv) whether individual/company/corporation/others * farmer is a person whose main source of income is from Agriculture. ** Small farmer is a person having less than 2. 5 acres of irrigated land or 5 acres of dry land. 3. 4. 5. 6. Entitlement of subsidy (15%/25%/33. 3%) Name address of fi nancing bank Date of receipt of proposal/application. a) b) c) e) 7. Amount of loan sanctioned Date of sanction of loan Date of disbursement of first instalment d) Date of disbursement of last instalment Total loan amount disbursed Itemwise cost of project As per project Actual cost Bank i) Land ii) Godown As appraised report by iii) Allied facilities a) Boundary wall b) Internal road c) Others (to be specified ) Total : 8. Source of finance As per project report (Rs) As approved Actual by bank (Rs. ) (Rs. ) †¢ †¢ †¢ Promoters contribution Bank loan Any other source Total 9. Capacity: No. of chambers Capacity ( cu. mtrs). (in tones) Size i) ii) iii) New capacity created Existing unit, if any Renovation of Cooperative godowns Total entitlement of subsidy Amount of advance subsidy released Balance subsidy to be released Date of sanction of refinance by NABARD Date of amount of refinance released by NABARD Construction/renovation has been carried out as per technical parameters envisaged under the project. Since the project is complete as per terms and conditions stipulated under the scheme and final inspection of godown has been conducted, an amount of Rs. ____________________(Rupees _______________________) being the final instalment of subsidy may please be released for crediting to the â€Å"Subsidy Reserve Fund Account – Borrower-wise†. The following documents are enclosed :a) Copy of Joint Inspection Committee Report. b) Compliance report from bank, if any Rs. Rs. Rs. 10. 11. 12. 13. 14. 15. 16. 17. c) Completion certificate signed by promoter and verified by Joint Inspection Committee. d) Proof of category ____ _______________) Place : Date Seal and signature of the Branch Manager of Bank PART-II (For use of RO, NABARD) (A) For use by RO, NABARD An amount of Rs. _________________ as final instalment of subsidy towards the above claim of __________________(name of the bank) in respect of ______________________________(name of the project) may be released. Date: (_______________) Authorized signatory, Regional Office, NABARD. (B) For use by NABARD Scheme Code State Code District Code Project Code Bank Code An amount of Rs. ______________ is released as final subsidy on ___________(name of the bank) vide subsidy disbursement advise no. ________________(copy enclosed). This amount may please be released by DMI. Date: (_______________) Authorized signatory, Head Office, NABARD. (C ) For use by HO, DMI An amount of Rs. _________________as final subsidy against above mentioned claim is hereby replenished/adjusted to NABARD vide D. D No. __________________ dated _______________________drawn on ________________(Bank) Date: (_______________) Authorized signatory, Head Office, DMI Annexure III FORMAT FOR UTILIZATION CERTIFICATE (FOR THE USE OF FINANCING BANK TO BE SUBMITTED, IN TRIPLICATE, TO THE REGIONAL OFFICE OF NABARD) CAPITAL INVESTMENT SUBSIDY SCHEME FOR CONSTRUCTION/ RENOVATION OF RURAL GODOWNS 1. Name, address/location of the project: 2. Name and address of the beneficiary : 3. Name and address of the financing bank : 4. Date of sanction of loan by bank : 5. Date of inspection by Joint Inspection Committee : 6. Date of completion of the project : 7. (i) Total financial outlay (ii) Margin money (iii) Bank loan (iv) Subsidy received Date of receipt from NABARD Fund A/c of the Borrower (a) 50% Advance Subsidy (b) Final installment of subsidy ———Total ====== Amount (Rs. ) – Rs. – Rs. – Rs. Date of credit to the Subsidy Reserve 8. (i) Capacity created Volume Capacity (cubic mtrs. ) (In tonnes) (a) New Unit (b) Renovation 9. Rate of interest charged by financing bank a) In the case of CBs -PLR b) In the case of othersPLR of Convener bank of SLBC 10. The bank has/has not availed of refinance from NABARD. 11. This is to certify that the full amount of subsidy received in respect of the above project has been fully utilized (by way of crediting to the â€Å"Subsidy Reserve Fund Account – Borrower-wise) and adjusted in the books of account under the sanctioned terms and conditions of the project and within the overall guidelines of the scheme. % p. a. % P. A. No. of Chambers Place Date Seal and Signature of the Branch Manager (Financing bank) Annexure-IV PROGRESS OF CAPITAL INVESTMENT SUBSIDY SCHEME FOR RURAL GODOWNS SANCTIONED/PENDING SCHEME (ABSTRACT)* STATUS AS ON _________ Sl. No. State Name of Locat-ion the project Capacity (tonnes) TFO Sanct-ione d Bank Promoters loan Contribution Total eligible subsidy Adv. Final Total * The above information break-up may be furnished for projects sanctioned to farmers/small farmers/SC/ST entrepreneurs and their cooperatives separately. Annexure-V PROFORMA FOR JOINT INSPECTION REPORT OF GODOWN CONSTRUCTED UNDER GRAMEEN BHANDARAN YOJANA Date of Inspection : 1. Members of Joint Inspection Committee Organization Name Designation i) NABARD ii) Financing bank iii) DMI i) Name address of project including Tehsil/Taluka/District ii) Whether located in NE States/Hilly areas i. e. , above 1000 MSL Address 2. i) Name and address of promoter. i) whether belongs to SC/ST / their cooperative, if yes, specify : iii) whether farmer*/agriculture graduate/SWC/CWC/Cooperative a) If farmer, whether a small farmer** iv) whether individual/company/corporation/others * farmer is a person whose main source of income is from Agriculture. ** Small farmer is a person having less than 2. 5 acres of irrigated land or 5 acres of dry land. 4. 5. Rate of entitlement of subsidy i. e. 15% / 25% / 33. 33% Use of godown 3. i) Own use/to store farm produce on rental/to be leased out to private or Govt. agency ii) Commodity(ies) to be stored 6. 7. Name address of financing bank i) Date of sanction of loan ii) Amount of loan sanctioned iii) Date of disbursement of first instalment iv) Date of disbursement of last instalment v) Total loan amount disbursed 8. ) Date of completion of the project ii) Date of intimation of completion to NABARD DMI 9. Item-wise cost of project: As per Project Report As appraised by Bank Actual i) Land ii) Godown iii) Allied facilities a) Boundary wall b) Internal road c) Others (to be specified ) Total : 10. Source of finance As per project report (Rs) Promoters contribution Bank loan Any other source Total 11. Capacity: No. of chambers Capacity (cu. mtrs. ) i) ii) iii) Capacity created Existing unit, if any Renovation of cooperative godowns T otal entitlement of subsidy Amount of advance subsidy released Balance subsidy to be released Rs. Rs. Rs. ( in tonnes) Size As approved by bank (Rs. ) Actual (Rs. ) †¢ †¢ †¢ 12. 13. 14. 15. ) Whether project completed in time b) Whether construction/renovation has been carried out as per technical parameters envisaged under the scheme, c) If not, please specify the deviation(s). d) Whether the godown has been insured 16. Recommendations of the Joint Inspection Committee (Signature and date) (i) NABARD (ii) Financing Bank (iii) DMI Annexure VI LIST OF REGIONAL / SUB-OFFICE OF DIRECTORATE OF MARKETING INSPECTION WITH ADDRESSES Andaman Nicobar Island Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection, General pool Offices Building, 4th Floor, A Wing, DF Block, Sector-1,Salt Lake, Kolkata-700064 Ph. 033-23340845, 23347553 Andhra Pradesh Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection Kendriya Sadan, 2nd Floor Sultan Bazar, Hyderabad-500095 Ph. 040-24657446, 24731637 Arunachal Pradesh Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection Regional Office, Rukminigaon, Navaratna Path, House No. 09, 1st Floor, P. O. Khanapara, Guwahati-781 022 (Assam) Ph. 0361-2229272, 2229273 Assam Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection Regional Office, Rukminigaon, Navaratna Path, House No. 09, 1st Floor, P. O. Khanapara, Guwahati-781 022 (Assam) Ph. 0361-2229272, 2229273 Bihar Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection Nagina Niketan OPP. A. N. College, Boring Road Patna-800013 Ph. 612-2266691 Chandigarh Asstt. Agricultural Marketing Adviser Directorate of Marketing Inspection, 6th Floor, Kendriya Sadan, Sector 9 ‘A’, Chandigarh-160 047 Ph. 0172 – 2743201 Chhatisgarh Asstt. Agricultural Marketing Advis er Directorate of Marketing Inspection, 33, Anand Nagar, RAIPUR, Chhatisgarh. Ph. 0771-2446030 Dadra Nagar Haveli Asstt Agricultural Marketing Adviser, Directorate of Marketing Inspection New CGO Building, 3rd Floor, New Marine Lines, Mumbai-400020 Ph. 022-22036801,22032699 Daman Diu Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection New CGO Building, 3rd Floor, New Marine Lines, Mumbai-400020 Ph. 22-22036801,22032699, 22037350 Delhi Dy. Agricultural Marketing Adviser, Directorate of Marketing Inspection, 4/20, Asaf Ali Road, New Delhi. Ph. 011-23264635, 23277295 Gujarat Senior Marketing Development Officer, Directorate of Marketing Inspection 1, Inderprastha Society 1st Floor, Near Gandhi Bridge, Shahpur, Ahmedabad-380004. Ph. 079-25660965 Goa Senior Marketing Officer, Directorate of Marketing Inspection APMC Complex, Arlem, Raja Salcete, Margao Goa-403720 Ph. 0832-2743589 Haryana Asstt Agricultural Marketing Adviser, Directorate of Marketing Inspec tion 6th floor Kendriya Sadan, Sector 9’A’ Chandigarh-160047 Ph. 0172-2743201 Himachal Pradesh Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection 6th floor Kendriya Sadan, Sector 9’A’ Chandigarh-160047 Ph. 0172-2743201 Jammu Kashmir Senior Marketing Officer 61,A, II Extension, Gandhi Nagar, Jammu Tawi-180004 Ph. 0191-2450478 (O) Jharkhand Senior Marketing Officer, Directorate of Marketing Inspection, Main Terminal Market Yard, Pardra, RANCHI-4. Ph. : 0651- 2512597 Kerala Senior Marketing Officer, Directorate of Marketing Inspection T. C. No. 25/1107 (6) 2nd Floor, Ramakrishna Building, Near Manorama, Tampanoor Thiruvanathapuram-695001 Ph. 0471-471134 Karnataka Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection M. G. Complex APMC, Yashwantpur, Bangalore-560080 Ph. 080-23473004 Lakshadweep Senior Marketing Officer, Directorate of Marketing Inspection T. C. No. 25/1107 (6) 2nd Floor, Ramakrishna Building, Near Manorama, Tampanoor Over Bridge Junction, East Thampanoor, Thiruvanathapuram-695001 Ph. 0471-471134 Maharashtra Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection New CGO Building, 3rd Floor, New Marine Lines, Mumbai-400020 Ph. 022-22036801,22032699, 22037350 Madhya Pradesh Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection Regional Office, 245, 2nd Floor, MP Nagar, Zone-II, Bhopal-462 011 Ph. 0755-2551847 Manipur Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection Regional Office, Rukminigaon, Navaratna Path, House No. 09, 1st Floor, P. O. Khanapara, Guwahati-781 022 (Assam) Ph. 0361-2229272, 2229273 Meghalaya Marketing Officer, Directorate of Marketing Inspection Kher Malki Road, Dhankheri, Shillong-793001 Ph: 0364-2503017 Mizoram Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection Regional Office, Rukminigaon, Navaratna Path, House No. 09, 1st Floor, P. O. Khanapara, Guwahati-781 022 (Assam) Ph. 0361-2229272, 2229273 Nagaland Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection Regional Office, Rukminigaon, Navaratna Path, House No. 09, 1st Floor, P. O. Khanapara, Guwahati-781 022 (Assam) Ph. 361-2229272, 2229273 Orissa Marketing Officer Directorate of Marketing Inspection OSCARD Bank Building, 4th Floor, A/34, J N Marg, BHUBANESHWAR-751001 Ph. 0674-2395299 Pondicherry Dy. Agricultural Marketing Adviser, Directorate of Market ing Inspection Shastri Bhawan. 4 th Floor, 6th Block,26 Handows Roas, Chennai-600006 Ph. 044-28271738,28278065 Punjab Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection 6th floor Kendriya Sadan,Sector 9’A’ Chandigarh-160047 Ph. 0172-2743201 Rajasthan Asstt.. Agricultural Marketing Adviser, Directorate of Marketing Inspection Regional Office, Kendriya Sadan Parisar, ‘A’ Block, 4th Floor, Sector 10, Vidhyadhar Nagar, Jaipur- 302023 Ph. 0141-2236654 Sikkim Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection, General pool Offices Building, 4th Floor, A Wing, DF Block, Sector-1,Salt Lake, Kolkata-700064 Ph. 033-23340845,23347553 Tamil Nadu Dy. Agricultural Marketing Adviser, Directorate of Marketing Inspection Shastri Bhawan. 4 th Floor, 6th Block,26 Haddows Roas, Chennai-600006 Ph. 044-28271738,28278065 Tripura Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection Regional Office, Rukminigaon, Navaratna Path, House No. 09, 1st Floor, P. O. Khanapara, Guwahati-781 022 (Assam) Ph. 0361-2229272, 2229273 Uttar Pradesh Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection Regional Office, 5th Floor, Hall No. 2, Kendriya Bhawan, Aliganj, Lucknow-226024. Ph. 522-2326658 Uttranchal Asstt. Agricultural Marketing Adviser, Directorate of Marketing Inspection, Computer Room, APMC, Nirnjanpur, Dehradun, Ph. 0135 – 2521493 West Bengal Asstt. Agricultural Marketing Adviser, Director ate of Marketing Inspection, General pool Offices Building, 4th Floor, A Wing, DF Block, Sector-1,Salt Lake, Kolkata-700064 Ph. 033-23340845,23347553 For further information, please contact Shri V. Narayanaswamy, Director, Directorate of Marketing Inspection, (Department of Agriculture Cooperation), New CGO Building, NH-IV, Faridabad-121 001 Tele : 0129-2412518 (Telefax) 0129-2416568, 0129-2412835 E-Mail: vn. swamy@nic. in Shri S. C. Kaushik, Chief General Manager, National Bank for Agricultue Rural Development, Plot No. 24, G Block, Bandra Kurla Complex, Bandra East, Mumbai – 400 051 Tele : 022-26524926 Fax: 022-26530090 E-mail : icd@nabard. org Shri S. R. Singh, Asstt Director, National Institute of Agricultural Marketing, Kota Road, Bambala, Near Sanganer, Jaipur- 303 906 Tele: 0141-2795132, 2775119, Fax : 0141-2770589, 2770051 E-mail: sattramsingh@rediffmail. com Shri H. P. Verma, Chief Director (Storage), National Cooperative Development Corporation, 4, Siri Institutional Area, Hauz Khas, New Delhi – 110016 Tel: 011-26966880 Fax: 011-26516032 Email: hpverma@ncdc. in How to cite Grahmin Bhandar Yojana, Essay examples